Analysts estimate that the boom in the residential market will last for the next few years, and will not be restricted to the biggest Polish urban centres, but also extend to smaller towns and cities, as well as to poorer regions. A flat of one\\\'s own is no longer a luxury product enjoyed by only the most affluent people. The affordability of mortgages has almost led to flats becoming a mass productA recent survey of the residential market has once more shown that the demand for flats is growing and clearly exceeds the supply. Developers want to build more, but their activities are often hindered by the unavailability of plots covered by land development plans or - at least - valid decision on outline building conditions (WZiZT). Warsaw remains the number one city on the residential map of Poland.Warsaw the leaderWarsaw accounts for over 25 pct of all flats built and sold in Poland. According to the \\\'Warsaw Residential Market\\\' report by specialists Reas Konsulting, there are 4