Investors are suffering the effects of the cold front that recently crossed the atlantic. the cost of credit has risen from 1 to 2 pct. The question is: is it worth looking around for other sources of finance for real estate projects? Some investment decisions have been put on hold in recent months, with investors taking a closer look at project profitability, and renegotiating finalized contracts. The widening of banking profit margins in Europe has not generated any rise in interest to finance investment from other sources. The reason for this is that there is a lack of money throughout the entire banking and financial system.The issue is what is needed and whereThe financing of a development must fit the project, its location, the investor’s financial status and the designation of the land in local development plans. Commercial investments are financed in a similar way throughout Europe, with the sources of capital usually being the investor’s own equity and loans.Paweł Ruszcz